Housing Resources

For those looking to buy or repair their home, there are many resources available.  Follow the links below to learn more. 

The Utica Homeownership Center is a one-stop-show for all things home related. They offer first-time homebuyer courses, financial counseling, and grants and loans for home purchase and repair.

The First Home Club is a matching savings program that provides homeowners with up to $7,500 towards down payment and closing costs on their first home. 

NYSERDA offers many home efficiency programs for homeowners, including a free energy audit and many grant programs. 

Solarize CNY and HeatSmart CNY are two programs that bring affordable solar and alternative heat sources to residents of Madison County

The Home Energy Assistance Program (HEAP) helps low-income people pay the cost of heating their homes.

CAP of Madison County offers assistance to low-income renters and homeowners. Madison Lane Apartments offers rentals in Hamilton to low-income seniors.